Most small business owners want to offer their employees, no matter how few, health insurance coverage. Those that think they can lower risk and save some money by not offering their employees health coverage will be seriously hurt in the…
Being a home based entrepreneur presents certain challenges that no other business faces. You have already determined that you have the mindset to work in this way, Most people think they do but the really do not. Things can get…
It seems simple enough. BYOD-Bring Your Own Device, is a new fact of the business world that is quickly becoming unmasked for what it potentially might be: the new 600 pound gorilla in your risk room. The BYOD phenomenon has…
Unfortunately, natural disasters and other catastrophes do, indeed, strike every business without discrimination. You have evaluated and identified your risk. You have put operational processes in place. You have done your risk management by the book. So, how come your…
If your business is tied in to suppliers in foreign countries, or even if many of your customers are overseas, it may be time for you to consider the risk of not carrying political risk insurance. Customers and distribution points…
If you are an entrepreneur or small business owner, liability insurance is something you need to have. It is as vital as coming up with the rent every month. Recent research statistics confirm that about 80% of all U.S. businesses…
Mitigating risk is something every entrepreneur and small business owner worries about. They are, certainly, not alone. Even CEO’s at Fortune 500 companies lose sleep at night worrying about such things. One of the best ways to minimize any risk…
One of the major risks faced by any small business today is the imminent threat to your computer systems. Your computer system is your connection to the world and to your customers. In our highly connected online world, too, there…
Not all risk may be transferable to an insurance firm. There are certain identifiable risks that most insurance firms consider uninsurable. Those risks identified in your risk management profile that can be transferred are determined by what are known as…
According to the latest research by the Insurance Information Institute, most small businesses, and especially the home office entrepreneur, are either woefully under covered for risk, or they have no insurance coverage in place at all. Understanding risk, and putting…